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The internet has transformed many aspects of modern life, but one sector yet to digitize is shipping.

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The shipping industry is a major contributor to harmful air pollution, generating an estimated 2.5% of the world’s greenhouse gas emissions. In a global market, the maritime transport sector is depended upon as a reliable and cost effective means of transporting goods.

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Still reeling from the havoc caused by the financial crisis, banks are quickly coming to the realization that they are facing an even bigger threat — an existential threat — from the onslaught of change that technology is bringing to customer behavior, crumbling the once formidable barriers to the hallowed halls of banking.